SmartBuy is an affordable way for qualified customers to own a new GM vehicle. It offers a variety of advantages including:

• The opportunity to drive a new car or truck more often
• Low monthly payments and a final balloon payment at the end of your contract
• Having a vehicle nicer than you would normally afford
• Drive a new vehicle during its most trouble-free years 
• SmartBuy financing contract right at your GM Dealer.

Answering Questions About Your SmartBuy

What is SmartBuy?

SmartBuy is a program that enables you to own your vehicle and lower your monthly payments. Rather than paying for the entire vehicle, each month you only pay for the portion of the vehicle you expect to use. That portion is usually less.

When is the best time to get a new vehicle with SmartBuy?

Right now is the best time since selection of your vehicle is the greatest. Finding the vehicle that meets your needs is the first step, and our Sales Consultants will help. Choose the vehicle you want and pick the mileage that fits your driving habits. It's that quick and easy.

Who Benefits from SmartBuy?

SmartBuy is not for everyone. Some customers may be more likely to purchase if you:

• keep your vehicles for five years or more
• personalize or customize your vehicle
• giving a vehicle as a gift
• prefer to do your own car repairs and are not concerned with warranty

What are my choices at the end of my SmartBuy?

At the end of your contract you have several options including:

• keeping the vehicle with a final balloon payment that may be refinanced
• simply returning your vehicle and paying a $250 disposal fee
• selling your vehicle, keeping the profit, and paying off the rest of the balance

Where can I get more information and see if I qualify?

Visit us at the dealership to discuss your situation. Check here for map, hours, and directions. We will see what options you qualify for. Our Finance Manager can answer further questions and provide additional information and brochures.

 How can you lower your monthly payments?